I won’t claim that I am very savvy when it comes to money matters, but I am interested in getting more value for my savings. Recently, I discovered the benefits of traded endowment policies (TEPs), also known as resale endowment policies. Learn more about them here! Being a little late to the game when it comes to learning about investing, I am naturally cautious and risk-adverse, perhaps like many of you. One thing’s for sure: I was sick of parking my hard-earned money in fixed deposits which give a measly 0.25-1% per year and that is if I lock-in at least $25k for three years. I also read up on…